新法解读：融资租赁租金支付规则革新

融资租赁作为一种重要的金融工具和服务方式，在现代经济中扮演着重要角色。随着我国经济的不断发展，融资租赁行业也在快速发展壮大。为了规范融资租赁市场秩序、保护各方当事人的合法权益，我国相继出台了一系列法律法规和政策文件，其中就包括对融资租赁合同中租金支付规则的调整和完善。本文将对这些新法的具体内容进行解读，并分析其对实践的影响。

一、《民法典》关于融资租赁租金支付的规定

2021年1月1日起施行的《中华人民共和国民法典》（以下简称“《民法典》”）是新中国第一部以法典命名的法律，它系统整合了新中国成立70多年来长期实践形成的民事法律规范，汲取了中华民族5000多年优秀法律文化，借鉴了人类法治文明建设有益成果，是一部体现我国社会主义性质、符合人民利益和愿望、顺应时代发展要求的民法典，为新时代坚持和完善中国特色社会主义制度、实现“两个一百年”奋斗目标、实现中华民族伟大复兴的中国梦提供了完备的法律支撑。

《民法典》第七百四十六条至七百五十三条规定了融资租赁合同的基本原则、当事人权利义务以及争议解决等内容。其中，第七百四十八条明确规定：“承租人应当按照约定支付租金。承租人在合理期限内经催告仍不履行支付租金义务的，出租人可以要求支付全部未付租金，也可以解除合同。”这一规定体现了融资租赁合同的双务性特点，即双方都有义务按照合同约定履行自己的责任。同时，也赋予了出租人一定的选择权，可以在特定情况下采取更严厉的手段维护自身权益。

二、 The interpretation of new laws: the reformed rules for payment of financing lease rents Financial leasing, as an important financial tool and service method, plays a significant role in modern economy. With the continuous development of China's economy, the industry of financial leasing is also developing rapidly. In order to regulate the market order of financial leasing, protect the legitimate rights and interests of all parties, our country has successively promulgated a series of laws and regulations and policy documents, including adjustments and improvements to the rules on the payment of rents in financing lease contracts. This article will interpret the specific content of these new laws, and analyze their impact on practice.

I. The provisions on the payment of rental fees under finance leases in Civil Code

Effective from January 1st, 2021, "Civil Code of the People's Republic of China" (hereinafter referred to as "Civil Code") is the first law named after codex issued by New China since its establishment more than 70 years ago. It systematically integrates civil legal norms formed through long-term practical exploration over the past 70 plus years, draws upon the excellent culture of Chinese traditional law spanning more than 5,000 years, and learns from the beneficial achievements of human civilization in the construction of rule of law. It is a code that embodies the socialist nature of our country, meets the interests and wishes of the people, and conforms to the requirements of social and economic development at this stage.

Articles 746 to 753 of "Civil Code" stipulate basic principles, rights and obligations of parties involved, as well as dispute resolution regarding finance lease contracts. Among them, Article 748 explicitly states: "Lessee shall pay rent according to contractual agreement. If lessee fails to perform his/her obligation of paying due rents within a reasonable period after being urged repeatedly, lessor may require him/her to pay all outstanding rents or terminate the contract." This provision reflects the bilateral nature of finance lease contracts where both parties have obligations to fulfill based on contractual agreements; it also grants certain options to lessors enabling them to take stricter measures when necessary to safeguard their own interests under specified circumstances.